tag:blogger.com,1999:blog-1452621549434169941.post3207913481621371695..comments2024-03-28T22:21:34.287-07:00Comments on Heart of Light: Going digital (Good Budget app review)Rachelhttp://www.blogger.com/profile/06819528155575569595noreply@blogger.comBlogger9125tag:blogger.com,1999:blog-1452621549434169941.post-49033279040279998212018-08-21T23:41:43.426-07:002018-08-21T23:41:43.426-07:00Hi Rachel,
Thanks for sharing your experience! I’...Hi Rachel,<br /><br />Thanks for sharing your experience! I’ve never heard about Good Budget app. Each month I promise myself to start maintaining my family budget in order to save some money for our next vacation. Luckily, I’ve accidentally found your useful notes ;) <br />Agatha Singerhttp://www.agsinger.com/best-family-budget-app-reviews-comparison/noreply@blogger.comtag:blogger.com,1999:blog-1452621549434169941.post-7836489927503482012017-06-28T11:32:19.323-07:002017-06-28T11:32:19.323-07:00Hi, Gaby! I am a pretty lazy budgeter and I don...Hi, Gaby! I am a pretty lazy budgeter and I don't track like this, but you certainly could! I only use the budget spreadsheet when I'm figuring out a new budget for us (at least once per year, but also anytime our salaries or expenses change). I use the spreadsheet to figure out what we can afford to spend/save in each category. Then it's set and I don't mess with the spreadsheet again. Instead, I track our spending in certain categories using either GoodBudget (currently) or by hand with budgeting cards for each month (posted on the blog in the past). <br />A more specific monthly budget is probably useful if your income and/or expenses vary by month, or if you want to use the spreadsheet to keep track of your actual spending in each of your categories. Rachelhttps://www.blogger.com/profile/06819528155575569595noreply@blogger.comtag:blogger.com,1999:blog-1452621549434169941.post-1228133175319260182017-06-26T10:44:38.462-07:002017-06-26T10:44:38.462-07:00Hi Rachel,
Quick question, and I feel like the an...Hi Rachel,<br /><br />Quick question, and I feel like the answer may seem really obvious but I just wanted to confirm. I've downloaded your budgeting spreadsheet (thank you so much for making it available!) and i'm wondering whether you copy and paste the same page for each month? So you end up with JAN, FEB, MARCH, APRIL along the bottom? <br />Thanks in advance!!<br />GabyGabynoreply@blogger.comtag:blogger.com,1999:blog-1452621549434169941.post-77908289936290868292016-05-24T11:39:26.258-07:002016-05-24T11:39:26.258-07:00I actually haven't read Dave Ramsey's book...I actually haven't read Dave Ramsey's book, but I basically read everything I could online (I just googled Dave Ramsey baby steps to start off, and then Dave Ramsey _______ when seeking specific info about specific things), and also belong to a "We're Debt Free" board and the people on there are extremely knowledgeable (if at certain times a bit too tough love for me). Jessicahttps://www.blogger.com/profile/15123934354100996516noreply@blogger.comtag:blogger.com,1999:blog-1452621549434169941.post-78263980592867551992016-05-20T13:22:14.582-07:002016-05-20T13:22:14.582-07:00Hi, Yulia! Smart Women Finish Rich and Smart Coupl...Hi, Yulia! Smart Women Finish Rich and Smart Couples Finish Rich are really great starting points, in my opinion. I know many, many people who have had great success with the Dave Ramsay system, but I haven't read any of his books, so I can't speak to it. I haven't read Suze Orman's books either, but she is a huge name and lots of people like her.<br /><br />There are also tons of great personal finance blogs out there! I used to be a daily reader of "Get Rich Slowly" - the original owner sold it a few years ago, so I'm not sure of the quality now, but the archives will have lots of good info. "The Simple Dollar" has lots of frugality tips (I don't really go whole hog on frugality, but I know it's really helpful for some) and "Mr. Money Mustache" is all about early retirement. <br /><br />I tend to google financial things when I have a question and those PF blogs tend to pop up a lot. The comments sections can be as useful as the blog posts! I try to keep an eye out for sponsored posts, though. Some of the PF blogs accept sponsorship from various credit cards, mutual funds, etc. and although they are pretty good about stating it clearly, I think it's really important to know when you are reading a sponsored post about financial advice! <br /><br />Rachelhttps://www.blogger.com/profile/06819528155575569595noreply@blogger.comtag:blogger.com,1999:blog-1452621549434169941.post-16319335785887406932016-05-20T12:16:05.627-07:002016-05-20T12:16:05.627-07:00Jessica--I just asked Rachel too, but what books w...Jessica--I just asked Rachel too, but what books would you recommend for someone interested in learning more about personal finance? Which David Ramsey book is most useful?Yuliahttps://www.blogger.com/profile/07402179460519913489noreply@blogger.comtag:blogger.com,1999:blog-1452621549434169941.post-41042957964185231292016-05-20T12:14:04.584-07:002016-05-20T12:14:04.584-07:00What two or three books would you recommend for so...What two or three books would you recommend for someone interested in learning more about personal finance? In your last post you mentioned "Smart Women Finish Rich." I'd like to learn more but I don't have enough experience to judge which books are truly useful.Yuliahttps://www.blogger.com/profile/07402179460519913489noreply@blogger.comtag:blogger.com,1999:blog-1452621549434169941.post-73701481205515874792016-05-19T15:04:16.259-07:002016-05-19T15:04:16.259-07:00I've heard great things about YNAB! And I agre...I've heard great things about YNAB! And I agree with you on the gatekeeper issue - D is always on board with budgeting but I feel like a killjoy if I'm the one checking balances to make sure an expense is okay. So much easier if we can both pull it up on our phones and know it's updated in real time!Rachelhttps://www.blogger.com/profile/06819528155575569595noreply@blogger.comtag:blogger.com,1999:blog-1452621549434169941.post-91440130690460915962016-05-19T08:52:06.136-07:002016-05-19T08:52:06.136-07:00I've been using an excel spreadsheet similar t...I've been using an excel spreadsheet similar to yours for years but we recently decided to really buckle down to pay off some debt and made the jump to You Need a Budget (which sounds similar to what you're using except linked to accounts). I have our monthly budget and then another budget set up for our "sinking funds" (Dave Ramsey follower here!) and I am loving it. Before I was always the driver of the budget so my husband would have to check in before spending larger amounts of money. Now he just has to bring up the app and he can instantly see how much is left in the bucket. It's been really nice not being the gatekeeper of our money!Jessicahttps://www.blogger.com/profile/15123934354100996516noreply@blogger.com